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Your request is sent to our lender network. If approved, you will see an offer in minutes. You can choose the loan that works best for you. Learn More
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There are no checks to deposit and no trips to the bank. If approved, money is sent to your account as soon as the next business day. Learn More
Questions We Are Frequently Asked
What you need to know about ...
What is APR?
Annual Percentage Rate (APR) is a measure of the cost of credit, expressed as a nominal yearly rate. It relates to the amount and timing of value received by the consumer to the amount and timing of payments made. LoansOfSuccess cannot guarantee any APR since we are not a lender ourselves. An APR can generally run between 5.99% up to 35.99%. Loan products general have a 61-day minimum repayment term and a 72-month maximum repayment term. Before accepting a loan from a lender within our network, please read the loan agreement carefully as the APR and repayment terms may differ from what is listed on this site.
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What is a Personal Loan?
People get personal loans to help with home repairs, unexpected expenses, and more. A loan from one of our lenders can help you get the funds you need! Just fill out our Online Form. Follow the short process and if you are approved, receive your cash loan!
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Customer Information?
Personal loans differ from other types of loans, such as home mortgages or automobile loans. Specifically, personal loans allow you to spend your money in a number of different ways, whether it's to help pay off medical expenses, make home improvements, repairs to your vehicle or consolidate your debts. A personal loan is paid back to the lender over a set period of time. Fill out the form and see just how much money you can borrow from the comfort of your own home. It's as easy as that!
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When Do You Repay Your Loan?
Loan repayment terms differ by lender. Thus, it is important to check the loan agreement from your lender for information on the lender's repayment terms.
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Any Fees or Interest?
LoansOfSuccess services will always be provided free of charge, but that is not to say that the lender will give you a loan for free. Your lender will charge you fees and/or interest and must provide you with full disclosure of their loan terms upon approval. It is then your responsibility to read through the terms before signing your loan agreement.
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What if I Need to Make a Late Payment?
LoansOfSuccess services will always be provided free of charge, but that is not to say that the lender will give you a loan for free. Your lender will charge you fees and/or interest and must provide you with full disclosure of their loan terms upon approval. It is then your responsibility to read through the terms before signing your loan agreement.
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Helpful Information You Should Know
Basic Loan Requirements:
Must be at least 18 years old. Must be a U.S. citizen or Permanent Resident. Currently employed or receive steady income. Have a bank account to receive the funds, ideally with direct deposit.
What is a Personal Loan For?
People get personal loans to help with home repairs, luxury purchases, and more. A loan from one of our lenders can help you get the funds you need! Just fill out our simple online form. Follow the short process and, if you are approved, you may receive your funds as soon as the next business day!
Privacy and information?
We take privacy seriously, so we use industry-standard encryption on our website so that third parties cannot intercept your data. You can also look at our privacy policy for more details on this.
Important Information & Disclosures
APR Disclosure & Range Information
Annual Percentage Rate (APR) is a measure of the cost of credit, expressed as a nominal yearly rate. It relates to the amount and timing of value received by the consumer to the amount and timing of payments made. FastLoanAdvance cannot guarantee any APR since we are not a lender ourselves. Annual Percentage Rates (APR) start from 5.99% up to a maximum of 35.99%. Personal loans have a 61-day minimum repayment period and a 72-month maximum repayment period. Before accepting a loan from a lender within our network, please read the loan agreement carefully as the APR and repayment terms may differ from what is listed on this site.
Representative Examples For APR, Total Loan Costs & All Applicable Fees
Loan Amount | $1,000 | $2,000 | $5,000 | $10,000 |
Interest Rate | 24% | 19% | 13% | 8% |
Loan Term | 12 Months | 24 Months | 48 Months | 60 Months |
Fee | 3% | 5% | 8% | 10% |
Fee Cost | $30 | $100 | $400 | $1,000 |
Repayment | $94.56 | $100.82 | $131.67 | $202.28 |
APR | 29.82% | 24.12% | 18.23% | 9.20% |
Total Payments | $1,134.72 | $2,419.68 | $6,320.12 | $12,136.80 |
Total Costs | $164.72 | $519.68 | $1,720.12 | $3,136.80 |
Renewal Policy
Lenders have unique Renewal Policies. Some of them have automatically renew or "roll-over" features. These conveniences often come at an additional fee. Please ask the lender you were connected with for their renewal policy. Again, it is vital to read through the entire Loan Agreement and Disclosures to make sure you are comfortable with their terms before accepting the loan.
Late, Partial, or Non-Payments and Collections
Though each lender must operate within the state laws that govern them, they have their respective approaches to handling late payments. A loan is an agreement between you and the lender to fully repay the loan by the time agreed. Depending on your agreement with your lender, if you are late for the agreed payment, a lender may add fees, send to a collections agency, report your late, partial or non-payment to a consumer reporting agency. These policies change per lender, so please make sure to consult your lender to find their respective policies.